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May 7 2008

Dodge Guarantees Gas at $2.99

Dodge makes a bold move, guaranteeing gas at $2.99 a gallon for 3 years on any new vehicle purchase or lease.
See terms and conditions here:
http://www.dodge.com/en/refuel/
Pretty sad to see though that their highest eligible vehicle’s mpg is 24.
No wonder they need an incentive plan for people to put a Dodge in their garage.

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Mar 7 2008

Americans Aren’t Saving Anymore

We just don’t save like we used to. After reading this article, it got me thinking, “Why don’t we save like we did twenty years ago?”.
Well I think when you dig a little deeper, the answer is obvious.
Back in the 1980s, it was very common to receive 8-10% return on savings in a normal bank [...]

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Apr 2 2007

Roth IRA and SEP Planning

As most of you know I’m not a huge fan of saving money just to save money. I currently fund my 401k to the max employer match, but other than that I would rather invest my money in items that depreciate slowly than leave it setting in a savings account drawing minuscule interest.
Well, after tax [...]

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Feb 26 2007

Calculating a Monthly Payment

Ever wonder how to calculate a monthly payment without using a spreadsheet software such as MS Excel?
Well below is the formula:

P = principal, the initial amount of the loan
I = the annual interest rate (from 1 to 100 percent)
L = length, the length (in years) of the loan, or at [...]

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Nov 16 2006

If Only They Meant It

I’m not much for politics, but I do know a few things:

gas is always cheaper around election time
political parties make great scapegoats
if you can lie on national TV without resentment, you are either a reporter or a politician

Anyway here is Micheal Moore’s pledge:
A Liberal’s Pledge to Disheartened Conservatives
November 14th, 2006
To My Conservative Brothers and Sisters,
I [...]

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Jon Barnhardt
midspot at gmail dot com
Cell: 701.220.6211
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