Midspot

Technical insanity at its best!

Entries for the ‘cost of living’ Category

Too Many Accounts

I really need to close some of my checking accounts. I think I’m up to 5 already. I accumulated them while growing up and moving from bank to bank without every closing the last. One account I moved on because they sent me a letter by mistake, telling me they were going to start charging […]

How to Beat the Four-Sqare Car Sale

Ever go to the dealership to buy a new car and you get that 4 square “worksheet”? There is a method to all the number writing madness and here is how to beat it. How to Beat the Four-Square Worksheet Great guide and I know the game quite well as I’ve played it many times. […]

Why Loan Consolidation is Modern Day Slavery

Loan consolidation is one of the worst things you can do, but seems to be the most popular way to go for recent generations. You’ve all seen the ads on TV and the radio offering “one great, low monthly payment”. That may be true but what they don’t tell you is that the interest rate […]

10 ways to save $100

There is a good list of easy ways to save money over on Personal Finance Advice. Call Your Credit Card Company: If you have a credit card that currently has a balance on it, call your credit card company to try and get the interest rate lowered. Depending on how good of a customer you […]

What Everybody Ought to Know About Herbergers

On Halloween night, when we went shopping, Tandra told me before we left that we get a coupon for 20% an item if you bring in a canned good for some food drive thing at Herbergers. Since we were both planning on buying multiple pairs of jeans for our upcoming trip to Vegas (tomorrow yeah!), […]

Microsoft sticks it to Mac users

For all Mac users that virtualize Windows, expect to pay a premium price for the next version: http://www.appleinsider.com/article.php?id=2164 Technorati Tags: apple, virtual, virtualization, windows, parallels, price, cost

25 sound financial rules

1. For return on investment, the best home renovation is to upgrade an old bathroom. Kitchens come in second. 2. It’s worth refinancing your mortgage when you can cut your interest rate by at least one point. 3. Spend no more than 2 1/2 times your income on a home. For a down payment, it’s […]

Why not to raise the minimum wage

Right now, Congress is deciding on whether to raise the minimum wage for the country and by how much. I don’t think they should raise it at all and here is why: We want to raise the minimum wage to help out those that are trying to make a living on minimum wage but raising […]